The first challenge I am using for this card is the one from
http://www.inkspirations-challenges.blogspot.com/
The second challenge is from
http://doyoustackup.blogspot.com/
I had fun using my quickutz for this one for the Christmas tree, added heaps of bling, a few punches from Stampin Up and there you have it. A really simple, yet effective card for Christmas.
My Christmas card earned me this award. Thank you so much.